A Donor-Advised Fund is a convenient and flexible philanthropic tool.

Functioning as a charitable giving account, a donor-advised fund can be a vehicle for supporting the nonprofits you currently fund, a way to simplify your accounting, a tool for developing a philanthropic strategy and better understanding the impact of your giving, a way to engage your family in philanthropy together, or all of the above.

Opening a Donor-Advised Fund creates an immediate tax benefit

Once your fund is open, you have 24/7 access to Rose Community Foundation’s online grantmaking platform where you can view your giving history and fund balance and request distributions to nonprofits. You can make grants to any qualified 501c3 nonprofit organization in the United States and to charitable organizations working throughout the world. We can make your giving easier with back-end office support and streamlined accounting and reporting. A donor-advised fund allows you to specify how your grants are acknowledged or to remain anonymous.

Learn More

To learn more about how our support and expertise can help advance your philanthropy, visit Services for Donors and Families or Services for Private Foundations. Visit Opening a Fund to learn more about next steps, or utilize these tools:

A DONOR-ADVISED FUND VS. OTHER GIVING OPTIONS

How it works
Your tax-deductible gift establishes a fund with Rose Community Foundation. You recommend grants which are approved by Foundation trustees and processed by the Foundation.
Startup costs and initial investment
No startup costs. Initial investment of $25,000 (can be established over two years or with a planned gift).
Tax deductions allowed
Up to 50% of AGI on cash, up to 30% on appreciated stock or real property.
Ongoing costs and reporting
Fund reporting and administration are handled for you by Rose Community Foundation for a set fee.
Support and guidance available
Experienced professional advisors are available to help you direct your grants. 24/7 online access to your fund activity. All dispersants, record keeping, tax receipts and investment management are handled by the Foundation.

How it works
You donate directly to the charity of your choice.
Startup costs and initial investment
None
Tax deductions allowed
Up to 50% of AGI* on cash, up to 30% on appreciated stock or real property. (*AGI= Adjusted Gross Income)
Ongoing costs and reporting
None
Support and guidance available
You conduct your own research and make your own donations.

How it works
You establish a gift fund with your financial institution. You recommend grants which are approved by gift fund trustees and processed by the financial institution.
Startup costs and initial investment
Varies
Tax deductions allowed
Up to 50% of AGI on cash, up to 30% on appreciated stock or real property.
Ongoing costs and reporting
Fund reporting and administration are handled for you by the financial institution for an annual fee that can vary.
Support and guidance available
Varies

How it works
You establish your own foundation entity as a private charity. You appoint a board to control investments and grantmaking.
Startup costs and initial investment
Several thousand dollars for legal, accounting and filing startup costs. Initial investment typically in the millions.
Tax deductions allowed
Up to 30% of AGI on cash, up to 20% on appreciated stock or real property.
Ongoing costs and reporting
Several thousand dollars for ongoing legal, accounting and filing expenses. Form 990 must be filed annually.
Support and guidance available
You must arrange and support your own grantmaking and monitoring structure. Private foundations have the option to utilize Rose Community Foundation advisory services for a fee.

Donors & Giving

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